Personal Banking

PRODUCTS & SERVICES

PERSONAL SOLUTIONS

 
 

Special Announcements


Teen Checking

Designed for teens 15 - 17 years of age, it is the perfect way for young adults to learn how to manage their money.

Learn More
Mechanics Bank is your Trusted Financial Partner
 

Client Services


Talk To a Real Person
800-797-6324

Call Center Hours
Mon – Fri: 7 AM – 11 PM
Sat – Sun: 7 AM – 4 PM

24/7 Automated Banking
888-400-6324
 

Features & Benefits

Open An Account:
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Current Rates








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Personal Savings

We believe that a long-term savings strategy is the cornerstone of providing for a financially secure future. As a financial steward to our customers, Mechanics Bank strives to assist our customers in becoming financially "FIT" (Financial Independence Together).

Personal Savings

Designed for individuals who want to receive an easy-to-read monthly statement summarizing their account.

  • Minimum opening deposit: $100
  • Minimum balance required to avoid monthly service charge is $500 (minor and accounts for the benefit of minors are excluded from this requirement); otherwise, monthly service charge is $5.001
  • ATM access with your ATM, Debit MasterCard®, Gold Debit MasterCard® card (Point-of-sale purchases not allowed)
  • Access to 24 hour/7 days a week automated TeleBanking service
  • Free access online with Personal Online Banking
  • Set up automatic transfers to or from your Personal Savings account

Please contact us at 800-797-6324 or see current rates.

1Accounts closed within 3 months will be charged $10.00. Deposit items returned will be charged $6.00 per item.

*Regulations limit certain transfers and withdrawals to a total of six (6) per month/account statement cycle. A $15.00 per item fee will be charged for each transaction above this limit.