External Link Disclosure |
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By accessing this link, you will be leaving Mechanics Bank's website and entering a website hosted by another party. Mechanics Bank has no responsibility for or control over the content of that web site and does not attest to the accuracy, privacy, security, or propriety of any information located there. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Mechanics Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Mechanics Bank. |
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Using the "Take Me To" links |
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Online Banking's "Take Me To" feature allows you to choose what online banking page you would like navigate to when you sign in. This allows added convenience for you - navigate to a specific area for faster service! To use the "Take Me To" feature, enter your Access ID. Then from the drop down menu, choose your destination and click "Log In." Once you log in, you will be taken to your chosen page. The default to the "Take Me To" feature is Account List, which is the Online Banking home page. Other options include: Express Transfer, Primary Account Summary, Stop Payments, User Options, Nicknames, Transaction Search, and Transaction Export. |
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Where do I enter my password? |
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We are changing the way you sign in to Online Banking to better safeguard the privacy and security of your personal information. Previously, you signed in to Online Banking using your Access ID and Password. From now on, you'll also use your Enhanced Online Security feature, which consists of an authentication image and authentication pass phrase. Here's how this new service will work:
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Corporate BankingPRODUCTS & SERVICES
CORPORATE SOLUTIONSSpecial AnnouncementsCash Management Solutions The ability to analyze your business’s cash position and then act on that information quickly is essential to running your business. Learn More   |
 
Trade FinanceIf your business involves the global economy and you need trade financing solutions to support your international sales, we can offer trade finance products separately or within an operating line to help you. Whether you need to support your open account trade obligations or you need support for bid or performance bonds, our standby letter of credit product may be your solution. Use a Mechanics Bank import letter of credit to ensure your trade partner of payment. Mechanics Bank will guarantee payment to your seller upon presentation of documents evidencing shipment of shipment of merchandise sold to you. Use an export letter of credit when you sell merchandise to a foreign buyer. The buyer’s bank issuing the letter of credit advises you that payment will be made through Mechanics Bank. Incoming and outgoing documentary collections will ensure payment of a draft with accompanying documents. Our Trade Finance Department can handle incoming documentary collections for remitting banks that initiate the collection process for their clients; and they can initiate the collection process for outgoing documentary collections for clients needing this service. Our Trade Finance Department also handles standby letters of credit, which are commonly used to:
Mechanics Bank is a member of S.W.I.F.T SCRL (Society for Worldwide Interbank Financial Communication). A secure messaging platform used by banks to communicate with each other on trade transactions, over 8,300 banking organizations, securities institutions, and corporate customers in more than 208 countries use SWIFT every day to exchange millions of standardized financial messages. Mechanics Bank is one of twelve banks in Northern California with authority to grant loans supported by the Export-Import Bank of the United States (Ex-Im Bank), the official export credit agency of the U.S. Ex-Im’s mission is to assist in financing the export of U.S. goods and services to international markets and Mechanics Bank can help you qualify for credit under one of the Ex-Im loan programs. For more information on our trade finance solutions, please contact our Trade Finance Department at 415-249-0349. |
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Equal Housing Lender 
