Personal Online Banking

At Mechanics Bank, we strive to provide you with solutions that will simplify your life. Our Personal Online Banking provides a free and easy way to access your accounts. Whether you are at home, work, or traveling, Personal Online Banking makes it easy to access a variety of online banking services. Verify your account balance, conveniently pay bills or transfer funds, and keep your banking activities organized. Personal Online Banking is free, easy-to-use, fast, safe, and secure.

• See real time transactions and their effects on your account
• Quicken and Quickbooks compatible using Webconnect or DirectConnect
• Download account information into other personal finance software
• View current day's activity
• View previous imaged statements and checks
• Transfer funds between unlimited checking, savings or money market deposit accounts
• Personalized Theme Selection
• Place Deluxe check re-orders online
• Added Security Features (Masked Account Numbers, Multifactor Authentication)
• Payment & Transfer List Sorting
• Electronic Document eDelivery (Online eStatements)
• At least 12 months of account history

Full Account Relationship Access

• Checking
• Savings
• Certificate of Deposit
• IRA's
• Club Accounts
• Instant Reserve (OD Protection)
• Home Equity Line of Credit
• Home Equity Loans
• Auto Loans
  

Additional Activities

A Real Time Environment
Your account activity in Personal Online Banking allows you to see items that are memo-posted (transactions that have been presented to the account) to your account, such as ACH transactions coming in that day, checks clearing, deposits made that day, check card activity, etc. You will be able to see these under Transactions/Current Business Day.

Enhanced Security
With Personal Online Banking, you can choose your own Access ID and password. We've also included security questions and answers as part of the enrollment process to further enhance security. This additional security process is known as Multifactor Authentication (MFA), and it helps ensure your security online.

Loan Transaction Capability
Want to make an extra principal reduction to your car loan or schedule a payment on your home equity loan from your checking account - but it's Sunday afternoon? Now you can! Go to Express Transfer and it's done.

Account Nicknames
Do you have many different savings accounts, each for a specific reason, but you can't remember which one is which? Now you can put a nickname on your accounts such as Vacation Fund, Loan Payments, Education Fund, Real Estate Taxes, etc. Look for this under User Options.

View & Print Your Statement & Checks
You can view and print your current statement and cleared checks online. Use the print option under the file menu near the top of the page. If you have any questions about or relating to the Online Banking product, please see our Online Banking FAQ, which contains answers to some frequently asked questions.

Sign Up

To sign up for Personal Online Banking, you will need the following information:

• Social Security Number
• Mother's Maiden Name
• Checking or Savings Account Number
• TeleBanking Personal Identification Number
  

Please read our Personal Online Banking Disclosures and Privacy Statement before signing up.

*Certain Personal Online Banking system enhancements work best when used in conjunction with Adobe Flash PlayerŽ. You can download a free version of the Adobe Flash Player from the Adobe website. This is a link to a third party site. Mechanics Bank has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy or security policy of the third party site.